Monthly Archives: December 2019

    • The Key to Job Satisfaction? Flexibility

      Whether it’s their office space or their work schedule, turns out flexibility is the key to happiness for today’s full-time working professionals.

      According to the results of Capital One’s 2018 Work Environment Survey, 85 percent of office professionals surveyed believe flexible workplace design is important, with 83 percent claiming to have their best ideas when working in flexible space options. Flexible schedules also prove to be crucial when it comes to attracting and keeping great talent. In fact, 73 percent of workers say a flexible schedule is one of their top two reasons for staying with a company, and the No. 1 thing they expect from their next employer (according to 58 percent).

      Other interesting findings from the survey of 3,500 respondents from across the country include:

      - Technology is a priority for today’s professionals, with 85 percent reporting that it's important that their next employer be an early adopter of technology, and quick to invest in and implement new tech.

      - According to 79 percent of office professionals, companies can't encourage innovation unless their workplace environment is also innovative; 87 percent of executives agree that office design is key to encouraging innovation.

      - The most desired design elements for workspaces include: natural light (57 percent), easily reconfigurable furniture and spaces (37 percent), artwork and creative imagery (30 percent), collaborative spaces (30 percent), and a tie (25 percent) for bold colors and spaces for rest and relaxation.

      - Offering different kinds of workspaces for employees is crucial, as 80 percent of respondents say they are more productive when they move to a different room or environment while working.

      - When considering a new job, two out of three (66 percent) full-time professionals believe that workplace design and environment is equally important or more important than office location. Executive-level employees feel even more strongly about this, with more than three out of four (76 percent) saying workplace design is as, or more, important than location.

      Published with permission from RISMedia.

    • The Quick Creative: 10-Minute Artistic Expressions to Try

      Most of us have busy schedules, but if you're longing for something creative in your life and think you don't have time, consider these creative quickies.

      10-minute sketches. This exercise is frequently used by those trying to brush up their drawing chops. Choose a subject, set a timer and sketch away.

      Freewrite. Whether you want to journal or create fictional prose, sit down at your laptop or pick up your pen and writer whatever--literally, whatever--pops into your head to complete this 10-minute "stream of consciousness" exercise.

      Haikus. Poets, rejoice. A short form of japanese poetry, haikus can be quick to write, and extremely satisfying once you've mastered the formula. Start a haiku journal and add it into your morning or evening routine.

      Collage. You don't need to write or draw to be creative. Start a collage with your own photos or magazine clippings, and work on it for 10 minutes a day.

      Puzzles. Puzzles are a great creative activity. Reserve a table or corner of floor in your home to house a puzzle, and commit yourself to 10 minutes every day.

      Published with permission from RISMedia.

    • How-To Protect Your Property From Hurricanes

      For many homeowners, hurricanes are a real property risk. Data from Property Claim Services® (PCS®) shows that the cost of damage caused by hurricanes and tropical storms has increased during the 10-year period between 2007-2017. In that time, nearly 8 million claims related to hurricanes and tropical storms were filed, with the total estimated insured loss exceeding $100 billion. In 2017 alone, the damage costs related to hurricanes in the United States and its territories exceeded $60 billion, not including National Flood Insurance Program (NFIP) policy claims.

      "The damage that these powerful storms produce is a reminder of how we all must do everything we can to protect what's most important to us," says Ken Enscoe, Senior Claims Director for Nationwide's Catastrophe Operations. "It's crucial for policyholders to know about their insurance coverage before a storm hits. "Advance planning is key to reducing the risk and mitigating the loss hurricanes can create."

      So how can you ready your home for hurricanes? According to Nationwide, policyholders can take the following steps in preparation for hurricane season or when a storm is approaching.

      Examine your property. Before an event, examine your property to ensure there are no physical and/or liability hazards present.

      Protect vulnerable areas of your home. Protect the four critical areas where wind and water can enter: roof, windows, doors and garage doors.

      Protect valuables. Protect mementos, photos, etc., in waterproof containers and/or take the items with you if you evacuate (other household items can be replaced).

      Review your policy and talk to your agent. Read and understand your insurance policy. Be sure you have adequate homeowner and auto coverage and that the deductibles you have selected are reasonable for your needs.If you have expensive or specialty items (i.e. jewelry, furs, silverware, cameras, collectibles, etc.) speak with your agent about broader coverage since these items have limited coverage under the terms of your homeowners' policy. Additional premium will be required for this increase in coverage.

      Take inventory of contents in your home. Inventory valuables and contents in the home with pictures or video. Note the approximate value of each item and the date of purchase. You can also send an inventory list to a family member outside your region for safekeeping.

      Copy and secure important documents. Make sure important documents, such as an insurance policy or mortgage papers, are stored in a safe deposit or fire safe box.


      Published with permission from RISMedia.