Monthly Archives: January 2020
5 Tips for Making Health Savings Accounts Work for You
Putting money in a Health Savings Account, or HSA, can help you and your family pay for health expenses now and in the future, while giving you a tax break for your contributions.HSAs have been around since 2003 to help people with high-deductible heal... Read More
Eyeing a New Appliance? Look Over These Tips First!
Are you getting ready to buy a major appliance, like a refrigerator, oven, dishwasher or dryer?The Association of Home Appliance Manufacturers (AHAM.org) recommends the following tips:Get the specs. Ask your dealer for specifications from several manuf... Read More
4 Surprising Credit Card Rewards Facts
Credit card rewards can be a free way to travel and get cash back for your daily expenses.But if youre not paying your credit card bill in full when it arrives, then youre paying interest and those free rewards are no longer free. Thats not a surprisin... Read More
3 Things to Do Instead of Watching TV
Is your evening couch potato routine with your partner growing stale? It can be hard to find the energy to connect after a long day of work, but while watching television may be a good way to turn your brain off, it certainly doesn’t help with connecti... Read More
RISMedia's Content Solutions Websitefeed Feed 2020-01-28 06:00:00
Published with permission from RISMedia. Read More
Shopping for a New Car? Game on!
Dreaming of a shiny new car in your driveway? Then come back down to earth and create a solid game plan. While the prospect of a new set of wheels is very exciting, it’s critical to slow down and make wise decisions—after all, a car is a big investment... Read More
Great Garages for Millennial Homebuyers
Millennials are the largest generation shaking up the real estate market these days, according to research by the National Association of REALTORS. However, when compared with the generations that came before them, millennials remain delayed in purchas... Read More
Differences between Debit and Credit Cards
Using a debit card has one major advantage over a credit card - you're paying with money you already have in the bank and avoiding debt. But a debit card doesn't improve your credit score, among other things.Which card should you use when shopping? Her... Read More
Decoding Energy Efficiency Lingo
With so much science involved in making homes energy efficient, the average person is usually at a loss when it comes to understanding green terminology. Here, the National Association of Homebuilders decodes some of the most commonly used lingo.An “Energy-Efficient” home is a home that uses less energy than a traditional home without compromising service to owners and occupants. Energy efficiency can be achieved through things such as improved thermal envelopes, solar-oriented construction, low-e windows and efficient appliances.A “Net Zero-Energy” home is a home in which energy production and consumption are equivalent. That means the energy produced by the home must meet the household's needs. Rooftop solar panels are perhaps the most common way for homes to produce energy.A “Net Zero-Energy-Ready” home is a home that is outfitted with the necessary structural and technological support to install energy-producing technologies. Net zero-energy-ready homes are appropriate for homeowners who plan to install energy-producing technology in the future.A “Net Positive-Energy” home is a home that produces more energy than the household needs. A homeowner could even receive credit from their utility company for excess energy returned to the grid that is produced by the energy technologies and saved by energy-efficiency measures.Knowing these terms can help you update your existing home to be more energy efficient, or be more knowledgeable if you're in the market for a new home.Knowing these terms can help you update your existing home to be more energy efficient, or be more knowledgeable if you're in the market for a new home.Published with permission from RISMedia. Read More
What to Ask a Mortgage Lender before You Sign Anything
Looking at homes for sale can be the fun part of buying a house. The real work comes when you're picking a mortgage lender that can give you the best loan for your circumstances.After detailing your income, expenses, down payment and a monthly mortgage... Read More