Monthly Archives: September 2020

How to Organize Your Kitchen Cabinets

The kitchen is one of the busiest rooms in any household. It’s where meals are cooked and families eat, and also a place to play fun games or just talk.The foodie craze is changing the way we eat and the way we cook. Amateur chefs get ideas from cookin...

Should You Ask Someone to Co-Sign Your Mortgage?

If you’ve found the house of your dreams but are having trouble qualifying for a mortgage, you could ask another person to co-sign your mortgage. Here are some things to consider.Reasons to Have a Co-SignerBuying your first house, high credit card bala...

How a Secured Credit Card Can Help Your Credit

One of the easiest ways to build credit and improve a credit score is to open a secured credit card. Whether youre young and new to credit, or are looking to improve your credit score because of past financial problems, a secured credit card can help.I...

Adding a Dog to the Family? Here Are Some Expenses to Consider

Getting a dog can be one of the most rewarding things you’ll ever do. Seeing your cute pet’s tail wag when you get home from a long day at work can be a heartwarming experience that makes the responsibilities of dog ownership worthwhile.But don’t forge...

Tricks to Save Money on Gas

Do you dread refilling your cars tank?These tricks can boost gas mileage and save cashTurn off your engine when parked for over 10 seconds, as idling wastes fuel.Avoid aggressive driving"like rapid acceleration and braking"which can lower gas mileage b...

Simple Ways to Avoid Defaulting on Student Loans

No matter the reason, neglecting to pay your federal student loans can result in a slew of negative consequences, from bill collectors knocking at your door to a big drop in your credit score. It can also make it difficult to be approved for other loan...

How to Protect Your Kids from Identity Theft

Children are often victims of identity theft for two reasons: They have a clean identity that probably hasn’t been used much and can be exploited in many ways, and there’s often a large gap between the theft and when it’s discovered.Fraudsters will usu...

How Commission Distribution Works

Once your home is listed in the Multiple Listing Service (MLS), the listing broker discloses the terms of the commissions to other competing brokers so they will bring their buyers to the listing. When the buyer’s broker presents a contract to the sell...

Should You Prioritize Paying Off Debt or Saving for Retirement?

Many Americans are burdened by debt and have little or no retirement savings, and people who want to get out of debt and save money for the future often dont know where to begin. Some financial experts might offer general advice that doesnt fit every s...

Government Programs to Get Free Money

If you need help paying some bills or taking care of your family, the government can sometimes help. Many state and federal programs exist to help not just low-income families, but people of varying income levels. Many programs are meant to help homeow...