Category: Uncategorized

What Is a CD Ladder?

A certificate of deposit (CD) is an investment product with a fixed interest rate for a term of three months to five years.Long-term CDs have higher interest rates.If you withdraw money early, you'll pay a penalty.A CD ladder is a strategy in which you...

Building Credit Without Credit Cards

A credit card is one of the main ways to build credit. By using a credit card wisely and not running up huge bills and paying them off in full on time, consumers can improve their credit score. A good credit score can make getting a home, car and other...

Make the Most of a Small Bathroom

Unless you're living in a custom designed home, you probably wish your bathroom-or your guest bath-was bigger.Short of pushing out the walls or totally remodeling, home editors at TheSpruce.com offer eight good tips for making the most of your bathroom...

Avoid These Common Renovation Mistakes

Embarking on a home improvement project is both exciting and stressful.Don't let one of these common mistakes spoil the fun...Don't rush! Large scale projects take months. Plan accordingly and build in several weeks for curve balls.Miscommunication. Te...

How Music Lessons Can Help Your Child’s Development

Music is an integral part of life from an early age. Parents sing and play soothing music for babies to help them fall asleep. Music can help with intellectual development. When children begin preschool, teachers sing songs to help them learn about let...

Is Your Child Getting Enough Sleep?

Everybody needs sleep, but many of us don't get enough. This can make it hard to get through the day and can have long-term effects on health. The risks are particularly serious for children, who need to get enough rest to grow and succeed in school an...

Elevate Your Space With These Simple Indoor Plants

A well-curated home takes time to foster. An indoor plant can revitalize and elevate any room. It's time to find the perfect plant for your space.Spider PlantThese non-toxic plants are hard to kill and easy to pair with any decor style. All they need i...

How to Lower Your Homeowners Insurance

You've probably seen thousands of ads for Geico or Aflac on television talking about the latest savings you can get for car insurance. But how often do you see companies talking about lowering your home insurance? Probably not regularly.Obviously, peop...

The Benefits of Automatic Mortgage Payments

Automatic payments can be a smart and easy way to "set it and forget it." The automatic withdrawals from your bank account can be set up to pay internet services, subscriptions, phone bills, credit card bills and even a mortgage.Along with accepting pa...

Wood Floor Alternatives Worth a Second Look

Wood floors are a top choice for modern homeowners. Proponents believe they offer warmth as well as elegance, but they do require care to maintain their luster and are costly. Fortunately, say flooring exerts, technology makes it easy to achieve the lo...